Q01
What are the circumstances of the applicant or the company that will not be able to apply for this loan?
A01
When the conditions for not approving the loan are met, the loan will not be approved.
Q02
What is the time limit for applying for a loan from the bank after the SME financing loan is approved and the approval notice is issued?
A02
Applicants should apply for loan guarantee with the lending financial institution-Taipei Fubon Bank within three months from the day after the delivery of the approval notice. If the approval is not processed within the time limit, the approval notice will lose its validity and the applicant may apply to the Bureau of Industry and Commerce Reapply.
Q03
How to repay the loan after the application for SME financing is approved?
A03
Those who have been reviewed and approved by the review team must provide the same number of repayment notes from the borrower, business or guarantor according to the approved amortization period (if 60 periods are approved, please prepare 60 checks). If there is a check issue, Taipei Fubon Bank has dedicated staff to assist in handling.
Q04
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A04
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q07
Where can I get the loan information and application form?
A07
If you need it, please call 1999 #6616 or #1229.
Q08
How to identify the SMEs referred to in the loan?
A08
According to the certification standards of Small and Medium Enterprise Administration Ministry of Economic Affairs.
Q09
Under what circumstances will the interest subsidy for this loan be cancelled?
A09
If the business operated by the lender has the following circumstances, the Bureau of Industry will stop the interest subsidy and notify the lender and the lending financial institution that the interest after the subsidy ceases will be borne by the lender:
(1) Closure or closure of business.
(2) The registered address moves out of this city.
(3) Failure to amortize the loan principal on a monthly basis.
(4) Change the person in charge or representative of the first category application.
(5) After the loan is issued, the time limit and repayment method shall be adjusted with the undertaking financial institution.
Q10
Are there any industry restrictions for applying for this loan?
A10
According to regulations, the person in charge or legal representative of the financial and insurance industry, coal mining industry or special entertainment industry cannot apply for this loan. Anyone in the above-mentioned industries can apply for this loan.
