Q02
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A02
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q03
Under what circumstances will the interest subsidy for this loan be cancelled?
A03
If the business operated by the lender has the following circumstances, the Bureau of Industry will stop the interest subsidy and notify the lender and the lending financial institution that the interest after the subsidy ceases will be borne by the lender:
(1) Closure or closure of business.
(2) The registered address moves out of this city.
(3) Failure to amortize the loan principal on a monthly basis.
(4) Change the person in charge or representative of the first category application.
(5) After the loan is issued, the time limit and repayment method shall be adjusted with the undertaking financial institution.
Q05
Where can I get the loan information and application form?
A05
If you need it, please call 1999 #6616 or #1229.
Q06
What is the focus of the review of SME financing loans?
A06
This loan is set up by the Taipei City SME Financing Loan Review Team by the Bureau of Industry to review the applicant’s qualifications, financial structure, use of funds, business conditions, industry prospects, loan quota, loan period and grace period, etc., and passed the review In case of such cases, the Industrial Development Bureau will issue a notice of approval.
Q07
What are the circumstances of the applicant or the company that will not be able to apply for this loan?
A07
When the conditions for not approving the loan are met, the loan will not be approved.
Q08
How to repay the loan after the application for SME financing is approved?
A08
Those who have been reviewed and approved by the review team must provide the same number of repayment notes from the borrower, business or guarantor according to the approved amortization period (if 60 periods are approved, please prepare 60 checks). If there is a check issue, Taipei Fubon Bank has dedicated staff to assist in handling.
Q09
What is the time limit for applying for a loan from the bank after the SME financing loan is approved and the approval notice is issued?
A09
Applicants should apply for loan guarantee with the lending financial institution-Taipei Fubon Bank within three months from the day after the delivery of the approval notice. If the approval is not processed within the time limit, the approval notice will lose its validity and the applicant may apply to the Bureau of Industry and Commerce Reapply.
Q10
Can the loan application be used to repay loans borrowed from other financial institutions?
A10
The purpose of this loan is limited to the purchase of factory buildings, business premises, machinery, equipment or operating turnover funds, etc., and cannot be used to repay loans borrowed from other financial institutions.
