Q01
Can the loan application be used to repay loans borrowed from other financial institutions?
A01
The purpose of this loan is limited to the purchase of factory buildings, business premises, machinery, equipment or operating turnover funds, etc., and cannot be used to repay loans borrowed from other financial institutions.
Q02
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A02
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q05
Where can I get the loan information and application form?
A05
If you need it, please call 1999 #6616 or #1229.
Q06
What are the circumstances of the applicant or the company that will not be able to apply for this loan?
A06
When the conditions for not approving the loan are met, the loan will not be approved.
Q07
Are there any industry restrictions for applying for this loan?
A07
According to regulations, the person in charge or legal representative of the financial and insurance industry, coal mining industry or special entertainment industry cannot apply for this loan. Anyone in the above-mentioned industries can apply for this loan.
Q08
What is the focus of the review of SME financing loans?
A08
This loan is set up by the Taipei City SME Financing Loan Review Team by the Bureau of Industry to review the applicant’s qualifications, financial structure, use of funds, business conditions, industry prospects, loan quota, loan period and grace period, etc., and passed the review In case of such cases, the Industrial Development Bureau will issue a notice of approval.
Q09
How to determine the small-scale business referred to in this loan? What are the industries involved?
A09
Small-scale businesses refer to those who are exempt from registration in this city in accordance with Article 5 of the Business Registration Law.
Q10
When applying for this loan, who should apply?
A10
The application should be made by the person in charge of the business.