Q01
How do I apply for a credit report?
A01
Please contact 1999 #6616 or #1229.
Q02
What is the loan application process? How many days will it take?
A02
The applicant submits an application to DOED and completes it within 45 days.
Q03
Do I need to provide a guarantor or collateral to apply for a loan? Do you want to pay extra?
A03
The person in charge of the loan applicant and the loan company shall be the joint guarantor
Q06
What should I do if I am unable to pay off or fail to repay on time due to business operations?
A06
In the event of the above, it is recommended that the undertaking financial institution should be proactively notified to facilitate subsequent assistance in handling the repayment method.
Q07
How to repay the loan after the application for SME financing is approved?
A07
Those who have been reviewed and approved by the review team must provide the same number of repayment notes from the borrower, business or guarantor according to the approved amortization period (if 60 periods are approved, please prepare 60 checks). If there is a check issue, Taipei Fubon Bank has dedicated staff to assist in handling.
Q08
What is the time limit for applying for a loan from the bank after the SME financing loan is approved and the approval notice is issued?
A08
Applicants should apply for loan guarantee with the lending financial institution-Taipei Fubon Bank within three months from the day after the delivery of the approval notice. If the approval is not processed within the time limit, the approval notice will lose its validity and the applicant may apply to the Bureau of Industry and Commerce Reapply.
Q09
Can the loan application be used to repay loans borrowed from other financial institutions?
A09
The purpose of this loan is limited to the purchase of factory buildings, business premises, machinery, equipment or operating turnover funds, etc., and cannot be used to repay loans borrowed from other financial institutions.
Q10
Where can I get the loan information and application form?
A10
If you need it, please call 1999 #6616 or #1229.
